New Albany

New Albany sits along the Ohio River just across from Louisville, a working-class city with a historic downtown, old shipyards, and a mix of Southern Indiana grit and small-town warmth. The median household income here runs around $52,000, but plenty of people fall well below that, and the cost of living has been climbing faster than wages. Floyd County's point-in-time count identified roughly 130 people experiencing homelessness in 2023, a number that advocates say likely undercounts the real total since many sleep in cars, campsites, or double up with family along the riverbanks and wooded edges of town. Exit 0 Ministries works directly with people sleeping outside, offering meals, showers, and a path toward housing. Community Action of Southern Indiana provides emergency assistance, utility help, and case management for people trying to stabilize their lives. Haven House Services also runs shelter and support programs nearby in the region, and many people from New Albany end up connecting with resources across the river in Louisville when local beds are full. You are not invisible here, and you are not alone — there are people in this town who will see you as a person first, not a problem to solve.